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The Fedi Forum

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  3. Saving money but wtf

Saving money but wtf

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  • sparklesS This user is from outside of this forum
    sparklesS This user is from outside of this forum
    sparkles
    wrote last edited by
    #1

    Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

    V T S bizarroland@lemmy.worldB S 6 Replies Last reply
    34
    • sparklesS sparkles

      Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

      V This user is from outside of this forum
      V This user is from outside of this forum
      voracitude@lemmy.world
      wrote last edited by
      #2

      Welcome to the efficiency of capitalism!

      1 Reply Last reply
      5
      • sparklesS sparkles

        Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

        T This user is from outside of this forum
        T This user is from outside of this forum
        today@lemmy.world
        wrote last edited by
        #3

        Insurance? Definitely! I know i could save money by changing but i also know that it will require at least three phone calls.

        sparklesS 1 Reply Last reply
        4
        • T today@lemmy.world

          Insurance? Definitely! I know i could save money by changing but i also know that it will require at least three phone calls.

          sparklesS This user is from outside of this forum
          sparklesS This user is from outside of this forum
          sparkles
          wrote last edited by
          #4

          Yeah it definitely an effort thing..internet has been doing this too. But ten dollars didn’t make me move. I probably should tho.

          1 Reply Last reply
          1
          • sparklesS sparkles

            Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

            S This user is from outside of this forum
            S This user is from outside of this forum
            slazer2au
            wrote last edited by
            #5

            My parents home insurance dropped by half when they changed from the big name brands to a smaller but still well known brand.

            They were with the big name insurance for like 20 years.

            1 Reply Last reply
            5
            • sparklesS sparkles

              Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

              bizarroland@lemmy.worldB This user is from outside of this forum
              bizarroland@lemmy.worldB This user is from outside of this forum
              bizarroland@lemmy.world
              wrote last edited by
              #6

              I switched my insurance about four months ago, and I thought I was getting a good deal because I had bundled my home insurance and my automobile insurance.

              Since the home insurance was being paid out of my mortgage, I hadn't really looked at how much it was costing, because originally it was like $800 a year. And in the five years I've owned my home, it had ballooned to almost $2k.

              All told from switching over my insurance, I cut my annual insurance cost by nearly $3,000, although some of that was from taking my 20 year old pickup off of full coverage and dropping my project Jeep from coverage while it's not currently drivable, so, once I fix the Jeep, I will end up paying more of that again.

              1 Reply Last reply
              7
              • sparklesS sparkles

                Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

                S This user is from outside of this forum
                S This user is from outside of this forum
                sbv@sh.itjust.works
                wrote last edited by
                #7

                Shopping around for stuff can save huge amounts of money. I've really noticed that with insurance.

                sparklesS S 2 Replies Last reply
                3
                • S sbv@sh.itjust.works

                  Shopping around for stuff can save huge amounts of money. I've really noticed that with insurance.

                  sparklesS This user is from outside of this forum
                  sparklesS This user is from outside of this forum
                  sparkles
                  wrote last edited by
                  #8

                  The sad part is I wouldn’t have noticed a little increase most likely. $400 with no incidents? The audacity.

                  1 Reply Last reply
                  1
                  • S sbv@sh.itjust.works

                    Shopping around for stuff can save huge amounts of money. I've really noticed that with insurance.

                    S This user is from outside of this forum
                    S This user is from outside of this forum
                    scytale
                    wrote last edited by
                    #9

                    Yeah it’s such a hassle to shop around but it does save money. And not just money too. When I first shopped around after my first year of home ownership, that’s when I realized my coverage for anything inside the house was for current value. I switched to another provider that had better coverage (brand new value) which raised my premium, but the auto bundle greatly reduced my car insurance. So at the end of the day I’m paying a little lower but with better home coverage.

                    S 1 Reply Last reply
                    4
                    • S scytale

                      Yeah it’s such a hassle to shop around but it does save money. And not just money too. When I first shopped around after my first year of home ownership, that’s when I realized my coverage for anything inside the house was for current value. I switched to another provider that had better coverage (brand new value) which raised my premium, but the auto bundle greatly reduced my car insurance. So at the end of the day I’m paying a little lower but with better home coverage.

                      S This user is from outside of this forum
                      S This user is from outside of this forum
                      sbv@sh.itjust.works
                      wrote last edited by
                      #10

                      I've found that most insurers seem to hide their policies behind application forms. You need to apply in order to find out what will be covered and what it'll cost. It's a few hours of work, but it pays off.

                      1 Reply Last reply
                      3
                      • sparklesS sparkles

                        Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.

                        「黃家駒 Wong Ka Kui」 | (aka: 鳳凰院 凶真 Hououin Kyouma)D This user is from outside of this forum
                        「黃家駒 Wong Ka Kui」 | (aka: 鳳凰院 凶真 Hououin Kyouma)D This user is from outside of this forum
                        「黃家駒 Wong Ka Kui」 | (aka: 鳳凰院 凶真 Hououin Kyouma)
                        wrote last edited by
                        #11

                        My mom keeps switching banks to get the signup bonus lol. Like you could do it once every 12 months for each bank.

                        sparklesS 1 Reply Last reply
                        1
                        • 「黃家駒 Wong Ka Kui」 | (aka: 鳳凰院 凶真 Hououin Kyouma)D 「黃家駒 Wong Ka Kui」 | (aka: 鳳凰院 凶真 Hououin Kyouma)

                          My mom keeps switching banks to get the signup bonus lol. Like you could do it once every 12 months for each bank.

                          sparklesS This user is from outside of this forum
                          sparklesS This user is from outside of this forum
                          sparkles
                          wrote last edited by
                          #12

                          Your mom has more energy than me. I get tired just thinking about swapping accounts over and over.

                          1 Reply Last reply
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